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  2. Напротив одной или нескольких МФО нажмите на кнопку «Оформить займ на карту»;
  3. Заполните анкету с указанием личной информации и контактных данных, которые могут потребоваться кредитным менеджерам для связи (мобильный телефон, адрес электронной почты);
  4. Укажите средний месячный уровень дохода (указывать можно любую сумму, справка о доходах в МФК не требуется. Слишком завышать данные о заработке не стоит, заявка вызовет подозрения и ее просто отклонят).
  5. Выберите подходящий способ получения денег и введите кредитные реквизиты;
  6. Загрузите сканы паспорта, дополнительных документов + фото лица на фоне открытой главной страницы паспорта;
  7. Отправьте заявку на рассмотрение и ожидайте решение;
  8. В случае положительного решения зайдите на сайт для подписания договора.

Если заявка на кредит была одобрена – деньги на счет поступят в течение 15 минут (срок может увеличиваться до 1-3 рабочих дней в зависимости от способа получения денежных средств).

Взять кредит 70 тысяч рублей без процентов по паспорту переводом на банковскую карту могут новые клиенты. Подобные займы без процентов выдаются кредитором для привлечения новых заемщиков и расширения клиентской базы.

Заполняйте все анкетные данные максимально точно. Вся введенная информация в автоматическом режиме прогоняется через несколько систем. Если в процессе будут выявлены ошибки или те или иные неточности – получить займ 70000 не получится, заявку просто отклонят.

Основные требования к получателям

Большинство микрофинансовых организаций, готовые быстро выдать кредит 70000 без справок и поручителей на 364 дня, предъявляют клиентам следующие требования:

  • Возраст от 18 до 70 лет (большинство МФК предпочитают давать деньги лицам, которым уже исполнился 21 год);
  • Российское гражданство;
  • Постоянная прописка в одном из регионов РФ;
  • Наличие достаточного постоянного дохода для погашения займа.

Это базовые требования к клиентам, которые описаны в действующем российском законодательстве. Некоторые компании могут попросить вас предоставить справку с работы либо любые другие дополнительные документы (СНИЛС, ИНН, военный билет, пенсионное удостоверение).

Получить быстрый займ 70000 р. удобнее всего на банковскую карточку. В МФО принимают карты Visa, Mastercard и МИР, главное условие – карта должна быть физической и именной. Виртуальная карта для оформления быстрого кредита не подойдет.

Как можно получить деньги без отказа?

Самый удобный и быстрый способ получения займа на 70000 рублей за 1 день – на карту. Если данный способ вам не подходит, можно воспользоваться альтернативными способами получения займа:

  • Перевод на банковский счет;
  • Получение наличных средств в отделении МФО или через курьера;
  • Системы денежных переводов (Контакт, Юнистрим, Золотая Корона);
  • На счет электронного кошелька (Вебмани, Яндекс.Деньги, КИВИ).

Погашение долговых обязательств

Вернуть долгосрочные займы на 70 000 рублей можно одним из перечисленных ниже способов:

  • С банковской карты через интернет-банкинг;
  • С расчетного счета должника;
  • С электронного кошелька;
  • С помощью терминалов самообслуживания;
  • В офисе организации;
  • Через системы денежных переводов.

В МФО доступна пролонгация и досрочное погашение. Пролонгацию можно получить не более 2 раз в течение действия одного кредитного договора, главное условие – клиент обязан оплатить начисленные на сумму кредита проценты. Досрочное погашение доступно без дополнительных процентов и комиссий.

Постоянная неуплата займов может обернуться внесением клиента в «черный список», из которого выбраться будет сложно.

Расчет микрозайма

Для подбора наиболее выгодного предложения среди всех кредитов стоит воспользоваться калькулятором. Просто введите сумму кредита в рублях, срок кредитования и действующую процентную ставку, и через на экран мгновенно будет выведена общая сумма переплаты.